Investment calculator
Mutual Fund Calculator
Estimate the future value of a one-time (lumpsum) investment, or switch to SIP mode for monthly investing.
Your details
Invested amount
₹1,00,000
Estimated gains
₹2,10,585
Estimated future value
₹3,10,585
Breakup
- Invested amount₹1,00,000 (32%)
- Estimated gains₹2,10,585 (68%)
Year-wise growth
Year-wise breakdown
| Year | Invested | Estimated value | Estimated gains |
|---|---|---|---|
| Yr 1 | ₹1,00,000 | ₹1,12,000 | ₹12,000 |
| Yr 2 | ₹1,00,000 | ₹1,25,440 | ₹25,440 |
| Yr 3 | ₹1,00,000 | ₹1,40,493 | ₹40,493 |
| Yr 4 | ₹1,00,000 | ₹1,57,352 | ₹57,352 |
| Yr 5 | ₹1,00,000 | ₹1,76,234 | ₹76,234 |
| Yr 6 | ₹1,00,000 | ₹1,97,382 | ₹97,382 |
| Yr 7 | ₹1,00,000 | ₹2,21,068 | ₹1,21,068 |
| Yr 8 | ₹1,00,000 | ₹2,47,596 | ₹1,47,596 |
| Yr 9 | ₹1,00,000 | ₹2,77,308 | ₹1,77,308 |
| Yr 10 | ₹1,00,000 | ₹3,10,585 | ₹2,10,585 |
Formula used
- Lumpsum: FV = P × (1 + r)ᵗ
- SIP: FV = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i)
- r = annual return, t = years, i = r ÷ 12, n = months
Assumptions
- Constant annual return assumed for illustration only.
- Past performance may or may not be sustained in future.
Scheme rates and rules as on: October–December 2026 quarter. You can change rates in the calculator.
Disclaimer
This calculator provides illustrative estimates only, based on the inputs and assumptions you enter. Results are not guaranteed, do not reflect the performance of any specific product, and do not consider taxes, charges or inflation unless stated. They are not investment advice. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
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